The solution he found was relatively straightforward: Hed work with Native American tribes, which are exempt from state regulations. Think Cash renamed itself Think Finance, and in most reputable online personal loans March 2011 sent a letter to the Chippewa Cree Tribe proposing that they create a joint lending venture.
Such arrangements between online payday loan companies and Native American tribes have become increasingly popular. Indeed, as the rent-a-bank model has waned in the face of government regulations, the rent-a-tribe model has taken off in recent years. Today, a quarter of the 4. 1 billion the online payday loan industry takes in each year goes to 30 or so lenders based on reservations, according to Al Jazeera America.
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