However, debt settlement companies often charge high fees for this service. Also, they often encourage you to stop paying your bills while they work toward a settlement. That means that if the settlement doesnt work out, youll owe several late fees, leaving you in a deeper hole than ever.
And if you do manage to get your debts settled, the Internal Revenue Service treats the amount of forgiven debt as income, so you have to pay taxes on it. Sell or Pawn Your Possessions. If you need to raise cash in a hurry, try cleaning out your closets. Look for high-value items that you can sell, such as: Jewelry (such as an engagement ring) Electronics (new or old) Musical instruments Unused tools Collectibles.
Apply by 2pm and get cash in your bank account the next day. They feature a same day wire option for California residents that qualify online. Lending Club Small Business Loans: They have been providing small business loans for years in California. Lending Club is a small business lender and is different than most of the cash advance and personal advance companies listed here.
They process online loans in California for most types of businesses. Interest rates will start at 4, but check their terms and conditions page for more information. They generally look for applicants with a business thats at least two years old, with a total amount of 75k in yearly sales.
You will need a credit score of at least 600 to gain consideration for a loan. Avant: Avant is a large installment loan lender that offers online personal loans of 1,000 to 35,000 to California residents.
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