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25 Effective Rate (Annual) 6-month term: 26. 27 12-month term: 26. 63 18-month term: 26. 76 24-month term: 26. 58 36-month term: 25. 98 Tenure: Either 6, 12, 18, 24, or 36 months. Mode of Payment: For BDO Asenso Kabayan Personal Loan Secured and Unsecured: Payment of the loans monthly amortization will be through an auto-debit arrangement (ADA) of your BDO current or savings account. Terms and Conditions: Flexible loan amounts: Minimum of P10,000 Maximum of P 3,000,000 For Asenso Kabayan Personal Use personal loan for down payment Secured.
For Peso account, maximum of 90 of the deposit account balance For Dollar accountmaximum of 80 of the deposit account balance; the prevailing buying rate shall be used to determine peso equivalent. Eligibility Requirements: Citizenship: Filipino Residence: Philippines Age: At least 22 years old to 54 years old upon application Source of Income: Employed or self-employed Work Tenure: At least 2 years permanent work status with 1 year tenure in current employer if employed or 3 years profitable in the same business if self- employed Monthly Income: At least PhP15,000 gross monthly income if employed At least PhP30,000 net monthly income if self-employed.