Borrow against life insurance: If you have a life insurance policy that has cash value, sometimes called permanent life insurance, you can borrow against it and have the rest of cash advance in san bernardino ca life to repay it. If you dont repay, the insurance company subtracts the money from the policy payout when you die.
But you cant borrow against a term life insurance policy, which is the more common type. Take out a loan. Use a credit card cash advance: If you have a credit card and the account is in good standing, a cash advance is a much less expensive option than a payday loan. Youll pay a fee, typically around 5 of the amount you borrow, plus interest, which can be around 30. Look for a payday alternative loan: Some credit unions offer small, short-term cash advances known as payday alternative loans.
Federally chartered credit unions legally cant charge more than a 28 annual percentage rate on PALs. Thats not cheap, but its much better than payday loans, which have triple-digit APRs.
We recognize a personal loan is a private matter. Reasons for needing money range from critical automobile maintenance, unexpected medical expenses, much needed family vacation, basic home improvements, etc.
Whatever your reason, we respect your privacy. Thus, we work with lenders familiar with your situation and are ready to help. Important Disclosures. Please Read Carefully. This service is not available in all states. If you request a loan in a particular state where such loans are prohibited, or in a location where WhiteRockLoans. com does not have an available lender, you will not be connected to a lender.
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