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Non-payment may result in charges andor raised interest and may affect your credit score. Continued non-payment may result in your debt being passed to a collection agency, which would add further charges. If you wish to renew your loan, you should contact your lender in advance of your repayment date.
Most lenders will charge the same rate of interest and fees for another month on the entire amount owed. In the event of non-payment, a loan renewalextension could be automatic and further interest andor charges may be added to your account. Little-Loans.