Can his 401K be used as assets without without actually withdrawing and depositing into cwu personal loans joint account. Also, I have a separate checking account for my personal spending money. Since I will not be on the loan, can I take a loan from my 401K to deposit into my checking account to use for expenses such as to pay the insurance in online personal loan applications on the new home for the full year.
We are not escrowing the taxes or insurance. Or, would that jeapordize the loan since I will still be on the title and signing the paperwork during closing. Unfortunately I am not very confident in our mortgage brokers advice with the new 2016 laws in play.
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