National has an active California Deferred Deposit Transaction Law License as of 2018. Apply by 2pm and get cash in your bank account the next day.
They feature a same day wire option for California residents that qualify online. Lending Club Small Business Loans: They have been providing small business loans for years in California. Lending Club is a small business lender and is different than most of the cash advance and personal advance companies listed here.
They process online loans in California for most types of businesses. Interest rates will start at 4, but check their terms and conditions page for more information.
If you do not have a bank account at the moment, you can set one up and go through the process at a later date. Generally, you will need to have a bank account with some history (preferably without bank charges etc), so you might need to wait a little while before submitting your information if the account is new. Note that repayment is an automatic process personal loans for a down payment be sure to have the funds in your account at least a day before the due date.
Most importantly you must have a regular source of income. This does not necessarily need to be employment, but the lender must be able to see that you have the means to repay the loan within the required amount of time. Most lenders require a monthly income of at least 1,000, which is well within the range of most people who work full time.
They could sue you within that three-month period, but (if you file a proper answer to the lawsuit) they wouldn't get a judgment against you and garnish your wages before that three months has gone by. I recommend that you consult with a bankruptcy attorney in your area to see if filing bankruptcy would be a good option for you, and if so then move forward so you're ready to file your case just after that three-month period.
And no, don't tell them anything about bankruptcy. I'm a 73-year-old retired, disabled woman with three payday loans. I only have enough money from Social Security to pay my rent and utilities and feed my grandchildren, who live with me.
I believe I should take Ch. If so, will I have to pay a large amount for the bankruptcy services. I live in Tennessee and saw a bankruptcy attorney last spring. He said I would have to go Ch. 13 personal loans for a down payment pay his firm 675 per month to manage my bills.