Many experts say your mortgage loan shouldn't exceed 2. 5 times your annual salary. Your monthly payment will be dictated by the size of your loan and the amount of your down-payment.
You can reduce the size of your monthly payment by increasing the size of your down-payment. Get pre-approved by a mortgage lender. Before beginning your home search, it's a good idea to get your loan pre-approved by a mortgage lender. This will let you know how large of a loan you can expect to get. You can use this information cash advance chapman highway narrow your home search to properties that are priced to fall within the limits of your loan amount.
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The purpose of shorter duration loans is to provide the borrower temporary financial relief. Such loans are not a long-term financial solution. Persons facing serious financial difficulties should consider other alternatives or should seek out professional financial advice.
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