Although the APR associated with short term loans is higher than that associated with other forms of credit, it is still considerably less than the charges associated with overdrafts and nonsufficient funds. Please see below for a cost comparison. вЂў Nonsufficient Funds with Bounced Check Fee: 45 total charge, 1173.
21 APR вЂў Overdraft Fee: 40 charge, 782. 14 APR вЂў Late Fee: 20 charge, 521. 43 APR вЂў Short Term Loan: 10 charge, 260. 71 APR. Implications of Late Payment. If you are unable to repay your loan on time for any reason, please contact your lender as soon as possible.
3 Calculation based on 5 PIN Purchase Transactions and 5 Signature Purchase Transactions. 4 To be eligible for this optional fee plan, have 500 deposited to the ACE Elite Prepaid Card during one calendar month.
See Cardholder Agreement for details. Goodbye to Hidden Fees. Fees Related to the Service: Refunds are at par. None of the fees shown are assessed by MetaBank or the Card Association. ATM withdrawals may be subject to varying daily limits at the ATM owner's discretion. Payday Loan Advantages: Easy Access to Your Cash. Fast Service. Simple Online Form.
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It's quick, easy, and secure. Fast Decision. If youre accepted you will be connected directly to your lender, usually within 90 seconds or less.