At 4000 APR, you would pay 4000p a year, that's ВЈ40 on each pound borrowed. Percentages are out of a 100 aren't they. How can an Increase personal loan be over 100, like 4670.

An APR of over 100 just means that if you were to borrow for a year you would be charged more than 100 of the original loan. So for each pound borrowed, you'd pay more than 100p. For APRs over 100 a quick and easy way to read them is to imagine a point in front of the last two figures.

For instance 4670 APR becomes ВЈ46. 70. This is the amount you would pay on each pound borrowed, per year.

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