New Appliances. A Sick Pet. BrokenLost Cell Phone. Why an Online Installment Loan. How long does the application process take. What if I have bad credit. How do I decide if a Spotloan is right for me. Consumers have multiple types of loans from which to choose, including home loans, car loans, credit card advances, and home equity loans.
Most will contact you by phone or letter in order to rearrange payment. Non-payment may result in charges andor raised interest and may affect your credit score. Please read the charges section of the lenders website before finalising your loan.
Collection Practices. Most lenders will contact you by phone, letter andor email in order to rearrange payment. Non-payment may result in charges andor raised interest and may affect your credit score. Continued non-payment may result in your debt being passed to a collection agency, which would add further charges. If you wish to renew your loan, you should contact your lender in advance of your repayment date.
Most lenders will charge the same rate of interest and fees for another month on the entire amount owed.
Discover how getting a loan can offer you an alternative to dealer finance. Loans for young people. Tips for finding the right loan if youre a student, or need your first loan. Guide to home improvement loans. Find out about borrowing to upgrade or extend your family home. Other useful links. Other useful links. SECURED LOANS: YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON A MORTGAGE, LOAN OR ANY OTHER DEBT SECURED ON IT.